Privacy Policy

Shaar unit recognizes the importance of protecting all information that you, our online visitor, may choose to provide to us. We have adopted this Online Privacy Policy to collect, store, and use the information you provide to us online.

Customer Privacy Policy

The unit strongly believes in protecting the confidentiality and security of information we collect about individuals. The material below describes our privacy policy and describes how we treat the information we receive about you if you become a current or former Shaar unit client or apply to join the team.

Sources for Gathering Additional Information

There are additional sources Shaar unit may use to get more information.

Shaar unit receives information concerning individuals who apply for or obtain products or services from us. We use this information only for business purposes. These business purposes include promoting our products and career opportunities within the team.

What we know about you ( if you’re buying insurance from us ) we get mostly from you. But we may also have to find out more from other sources in order to make sure that what we know is correct and complete. Those sources may include adult relatives, employers, consumer reporting agencies, health care providers and others. We may ask for medical information about you from these sources. If you applied to us for insurance, the "Authorization" that was signed when you applied permits these sources to tell us about you. So we may, for instance, at our expense:

  • Ask for a medical exam
  • Ask for blood and urine tests
  • Ask health care providers to give us health data, including information about alcohol or drug abuse

We may also ask about you to collect information about:

  • Finances
  • Any dangerous sports activity
  • Travel History

Opting Out of Information Sharing

The law gives you the right to limit how we share your personal information for marketing purposes. "Personal information" includes information about your income, account history, health or credit worthiness.

By opting out, you are instructing Shaar unit not to share your personal information with other affiliates for marketing purposes. You are also instructing Shaar unit not to share your personal information with your representative if he/she leaves Shaar unit or moves to another Firm.

Your agent may also continue to tell you about other products or services that may help you achieve your financial goals. 

We will honor your opt out choices unless you instruct us to change them. So, if you already opted out, you don't need to act again.